The data

Open data: 2027 Silver premiums in 24 states with the change from 2026 (CMS files), BLS median pay for 56 1099 trades against the $63,840 line, and the 2027 credit schedule. CSV, CC BY 4.0.

Files

• silver-premiums-24-states-2027.csv: every state row of the Self-Employed Health Insurance Index (median, low and high Silver at 40, cheapest plan, insurers, one-insurer counties, plan types, each with its 2026 value and the change).
• 1099-trades-vs-2027-credit-line.csv: 101 trades, BLS median, whether it clears $63,840 for one person, the cap.

Sources and limits

• CMS Plan Year 2027 and 2026 Qualified Health Plan Landscape files (HealthCare.gov states only; the six state-run marketplaces plus Kentucky are not in the file).
• BLS Occupational Employment and Wage Statistics, May 2024: medians for wage and salary workers. It excludes the self-employed, so a trade’s figure is a benchmark for the occupation, not a 1099 worker’s income.
• HHS 2026 poverty guidelines and Rev. Proc. 2026-26 for the 2027 credit schedule; Rev. Proc. 2026-24 for HSA limits.
• Licence: CC BY 4.0. Cite: Health Advisory, Plans For 1099, https://www.plansfor1099.com.